Two rails.
One smooth path.

Pro is the complete manual confirmation experience: confirm the payment in the wallet you own, then release the order with the Portal slider or a Luma™ voice Green Light™. Black includes that entire experience and adds fully automated payment confirmation. Either tier keeps custody with you and keeps the payment outside our hands.

01
Checkout
The customer chooses the wallet they want to use and receives clear payment instructions inside the flow.
02
Pay direct
Funds land in your Cash App, Venmo, or Zelle wallet. The Optimum Wallet™ never receives the money.
03
Release order
Pro gives you manual slider and voice confirmation. Black adds fully automated payment confirmation, with manual confirmation always available.
theoptimumwallet.comThe Process

From checkout
to greenlight.

From the customer side, it feels like a simple wallet checkout. Pro gives the merchant complete manual confirmation. Black provides fully automated payment confirmation while keeping the slider and Luma™ voice Green Light™ available whenever needed. The proprietary work stays behind the screen.

What stays simple
Customers see clear wallet payment instructions.
Merchants see clear order status.
Customer funds never enter our system.
Optimum Wallet™ is orchestration software, not a processor.
01
Choose wallet
At checkout, the customer enters The Optimum Wallet™ flow and selects a wallet.
02
Pay direct
The customer pays the exact amount in the app they already use. Funds land with the merchant, never with us.
03
Confirm payment
Pro waits for your manual confirmation. Black provides fully automated payment confirmation for a more familiar, low-touch experience.
04
Clear order
A Green Light™ moves the order into WooCommerce processing. On Black, manual slider and voice confirmation remain available whenever you need them.
Pro · Greenlight
The merchant sees the payment in the wallet they own, slides one control, and the sale moves into WooCommerce processing with a clean confirmation record.
Black · Premium Automation
Black is the exclusive premium tier. It adds fully automated payment confirmation, up to three payment-notification inbox connections, the Growth Ledger™ API, Merchant Preferred, advisory Volume Guard, read-only Luma™ insights, and an optional privacy-minimized pending-order email reminder that is off by default, without removing Pro's complete manual confirmation.
theoptimumwallet.comWalkthrough

Then the light
goes green.

Your customer pays directly into a wallet you own. The order waits. Only a confirmed sale is released into WooCommerce processing. No holds, no middleman, no maybe. One clear yes.

Green Light™ · Released
Confirmed against the order · Recorded on your ledger
Billing runs like the rail: deterministic. Activate any day and the rest of that month is included. Dues are due in full on the 1st. Never prorated.
Dues & Billing
The rail stays.

The Growth Ledger™ builds the volume record traditional processors respect. When they come back asking for your business, keep the rail anyway. A zero percent lane you own is leverage, not a stopgap.

theoptimumwallet.comGreenlight